Individual Retirement Accounts (IRAs)

Save for retirement today, rather than stick your future self with tomorrow's bill. An Individual Retirement Account (IRA) at Clay City Banking Company is the first step towards where you'd rather be.

Retire in timely fashion, accelerated by tax-advantaged* savings. So you have the means to spend more of your golden years surrounded by the people and places that matter most.

  • Tax-advantaged* retirement savings
  • Competitive dividends above standard savings rates
  • Several IRA options to explore:
  • Regular/Spousal
  • SEP
  • Roth
  • Transfers
  • Rollovers
  • Educational
  • No setup fees
  • No monthly or annual maintenance fees
  • $5,500 contribution limit per year
  • Additional $1,000 contribution allowed for ages 50+
  • Penalties for early withdrawal apply
  • No minimum deposit to open

*Consult a tax advisor.