Personal Loans

Borrow from a bank you can trust to keep your interests at heart. The Clay City Banking Company has been helping families across Southeast Illinois for more than a century.

Find flexible terms and a competitively low rate on both secured and unsecured personal loans. So you move forward with the finances you need, without selling your future short.

  • Competitively low interest rates
  • Secured and unsecured loan options available
  • Funds available for practically any purpose
  • Same day approval available
  • Local Southeast Illinois loan decisions
  • Flexible terms to fit you and your family
  • Dedicated, personal attention
Unsecured Loans

The Clay City Banking Company offers fixed rate loans to finance a one-time expense. Plus, you get the benefit of either a monthly payment or a term loan — no collateral down. Loan terms depend on credit analysis.