Custom ImageHome Equity Loans

Home Equity Loans

Cash in on your timely payments and handy improvements when you use the equity you've built in your home to secure a home equity loan. We count the value of your home in your favor to free up cash beyond your walls.

Get relief from your debt, get an idea off the ground, or just get out of town for a while. Whatever you do, get a competitive rate and flexible terms to make sure your next move makes sense.

  • Secure funds with the equity you've built in your home
  • Competitively low interest rates
  • Loan amount based on the value of your home
  • Use funds for practically any purpose
  • Interest may be tax-deductible*
  • Local Southeast Illinois loan decisions
  • Flexible terms to fit you and your family
  • Sincere, hometown personal service
  • Plus, home equity lines of credit are also available!

*Consult a tax advisor.

Home Equity Line of Credit (HELOC)

A home equity line of credit (HELOC) works just like a home equity loan. Use your home's equity to secure funds for any purpose — only instead of overshooting the loan amount you need, you determine how much you borrow with each purchase. Plus, you only pay interest on what you spend!