Rates

Rates effective as of July 3, 2017.

APY = Annual Percentage Yield

Kasasa Cash*

On BalancesInterest Rate PaidAPY
Balances up to $25,0002.00%2.02%
Balances over $25,0000.35%2.02% - 0.68% depending on balance
Non-qualifying balances0.15%0.15%

To earn rewards each monthly qualification cycle, simply do the following on your Kasasa Cash account:

  • Have at least 12 debit card purchases post and settle (not counting ATM transactions)
  • Be enrolled and review e-statement

Kasasa Saver*

On BalancesInterest Rate PaidAPY
Balances up to $35,0000.45%0.45%
Balances over $35,0000.15%0.45% - 0.23% depending on balance
Non-qualifying balances0.05%0.05%

To earn rewards each monthly qualification cycle, simply do the following on your Kasasa Cash account:

  • Have at least 12 debit card purchases post and settle (not counting ATM transactions)
  • Be enrolled and review e-statement

Deposit Accounts

ProductOn BalancesInterest Rate PaidAPY
Checking Plus$1,000 to $4,999.990.10%0.10%
$5,000 and up0.15%0.15%
1892 Founder's Club

Consumer Age 50 and Over

$1,000 and up 0.20% 0.20%
Health Savings Account$.01 to $9,999.990.10%0.10%
$10,000 to $24,999.990.15%0.15%
$25,000 and up0.18%0.18%
Money Market$2,500 to $9,999.990.15%0.15%
$10,000 to $24,999.990.18%0.18%
$25,000 and up0.20%0.20%
Savings Account0.20%0.20%

Certificates of Deposit

TermInterest Rate PaidAPY
1 Month0.45%0.45%
3 Month0.50%0.50%
6 Month0.55%0.55%
12 Month0.75%0.75%
18 Month1.00%1.00%
30 Month1.25%1.26%
48 Month1.50%1.51%
60 Month1.75%1.76%

Individual Retirement Accounts

TermInterest Rate PaidAPY
18 Month Variable1.05%1.05%
12 Month Fixed0.80%0.80%
18 Month Fixed1.05%1.05%
30 Month Fixed1.30%1.31%

* Variable Rate Certificate-Rate is Subject to Change Quarterly (3-31, 6-30, 9-30,12-31) and subject to 12 Month Penalty for Early Withdrawal