Rates

Rates effective as of 04/01/2013.

Deposit Accounts

ProductOn BalancesInterest Rate PaidAPY*
Kasasa Cashup to $25,0002.00%2.02%
over $25,0000.35%2.02% - 0.68% APY* depending on balance
When requirements are not met0.15%0.15%
Checking Plus$1,000 to $4,999.990.20%0.20%
$5,000 and up0.30%0.30%
Kasasa Saverup to $35,0000.45%0.45%
over $35,0000.15%0.45% - 0.23% APY* depending on balance
When requirements are not met0.05%0.05%
Health Savings Account$.01 to $9,999.990.15%0.15%
$10,000 to $24,999.990.20%0.20%
$25,000 and up0.25%0.25%
Money Market$2,500 to $9,999.990.20%0.20%
$10,000 to $24,999.990.25%0.25%
$25,000 and up0.30%0.30%
Passbook Savings Account0.30%0.30%

Certificates of Deposit

TermInterest Rate PaidAPY*
1 Month0.10%0.10%
3 Month0.15%0.15%
6 Month0.25%0.25%
12 Month0.40%0.40%
18 Month0.45%0.45%
30 Month0.65%0.65%
48 Month1.10%1.10%
60 Month1.30%1.30%

Individual Retirement Accounts

TermInterest Rate PaidAPY*
18 Month Variable0.45%0.45%
12 Month Fixed0.40%0.40%
18 Month Fixed0.45%0.45%
30 Month Fixed0.70%0.70%

* APY = Annual Percentage Yield

** Variable Rate Certificate-Rate is Subject to Change Quarterly (3-31, 6-30, 9-30,12-31) and subject to 12 Month Penalty for Early Withdrawal